6 Reasons to Seek an Expungement of Your Criminal Record (Pt. 2)

May 21, 2014

Picking up from where we left off in 6 Reasons to Seek an Expungement of Your Criminal Record (Pt. 1), below we will continue to discuss some important reasons that you should pursue an expungement of your criminal records.

3. An expungement can clear up obstacles to getting a loan.

By pursing an expungement of your criminal records, you can remove obstacles to getting loans in the future. Contact Christopher Griffin for help with an expungement.

Whether you plan on purchasing a car or home or even may want to open up a business in the future, it’s quite possible that you will need to seek funding from a lending institution, and these financial powerhouses often run background checks on loan applicants as part of the approval process. If you have a criminal record, however, you could face the possibility of:

• Being burdened with substantially higher interest rates, which would end up costing you far more money in the long-run (and may even increase the risk that you will default future loan payments because you are unable to afford them)
• Being denied for the loan altogether.

4. An expungement can result in lower insurance rates.

Just like lending institutions run background checks on people who are applying for loans, so too do insurance companies tend to look at people’s criminal records prior to issuing policies. This is primarily because insurers want to know whether applicants have a history of criminal behavior (like, for instance, fraud, arson or reckless driving) that would put the insurer at risk if a particular type of policy was ultimately issued.

When insurers find that applicants do have criminal records, they may either charge the individuals with substantially higher premiums, or they may deny the person coverage altogether. This could end up meaning that, if you have a criminal record, you have to pay exponentially more to get essential insurance coverage (like, for example, auto insurance coverage) because you are viewed to be a “high risk” for insurance companies.

Don’t miss the conclusion to this blog, which will be posted soon!

Denver and Boulder Metro Area Criminal Defense Lawyer at the Griffin Law Firm

When you are ready to get a fresh start and effectively seal or expunge your criminal records, it’s time to contact Christopher Griffin. Ready to put his extensive experience and resources to work for you, Christopher Griffin can immediately start providing you with superior legal representation and, ultimately, can help you resolve your important legal matters as favorably and efficiently as possible.

When you make the wise choice to move forward and work with Christopher Griffin, you can rely on that fact that he, as well as all of the legal professionals at the Griffin Law Firm, will work diligently to help you obtain the best possible resolution to your case so you can focus on your future.

Contact Us for a Free Initial Consult

To receive a complete evaluation of your case, along with professional advice regarding your best options, contact us by calling 303-280-1070 or by emailing us using the form at the top of this page.

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